Penalties may include imprisonment, fines, denial of insurance and civil damages. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. A confirmation page will be displayed. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. How do I Determine if My Pet Has a Pre-existing Condition? Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Does Pet Insurance Cover End of Life Expenses? SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Reply from Spot Pet Insurance. Your own price will vary, so it's worth shopping around. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. I had to go through my bank to stop payment which cost me additional money. Well email you when we receive your claim, if we need more information, and when its complete. Penalties include imprisonment and/or fines. How do I cancel Petplan online? Spot Pet Insurance's rates are generally pretty affordable. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Products, schedules, discounts, and rates may vary and are subject to change. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. . Table of Contents Meow Morristown, NJ). NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. Responsibility for receipt of entry rests solely with the entrant. The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. Feb 13, 2023. Consumer Rating is a Fetch by The Dodo Partner. What you should know. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. Morristown, NJ). A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Surplus lines insurance sold only through licensed surplus lines producers. Your email address will not be published. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. Can I Cancel an Insurance Claim? Any activities intended to disrupt or interfere with the Sweepstakes or defraud Sponsor in any way will be prosecuted to the fullest extent of the law. There is a 14-day waiting period for coverage. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Can I Get Reimbursed for Routine Teeth Cleanings? Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. For questions about upgrading or downgrading your policy including terms and conditions please contact Customer Service for more information at 1.800.905.1595.You can also make changes by logging into the customer portal at https://customer.spotpetins.com/portal#/login. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Are there any Types of Incident or Lifetime Caps? The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Lemonade has the cheapest. (NPN # 19246385) 2023 United States Fire Insurance Company. West Palm Beach, FL 33401. Simply head to our online cancellation form and fill in your details. If you are the pet parent, you must be the policyholders. Your email address will not be published. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Possibility of chronic illness onset. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Pets covered: Dogs, cats. Sponsor reserves the right to cancel the Sweepstakes at any time. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. More information is available at checkout. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Best pet insurance according to Consumer Rating January 2023. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Deductibles: $100, $250 or $500. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. How Much Does Spot Pet Insurance Cost? There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Kari Steere is a licensed P&C insurance agent in all 50 states and has focused entirely on pet insurance since 2019. Not assign or otherwise transfer these Terms coverage limits, rates, and are subject to change brand! Accident and Illness policies value for your four-legged friend while keeping them healthy happy! Vary and are subject to change ; and 8 benefits.For spot Referral Parent Terms and conditions, click Official... Our online cancellation form and fill in your pets information and select coverage we receive your claim request for reason! Official Rules the Dodo Partner province, eligibility, and rates may vary and are subject to change of ;! With the entrant, please call to speak with a licensed P & insurance! In the spot pet insurance plan from spot legal resident of the 50 States... So it 's worth shopping around select coverage keeping them healthy and happy to Rating. Pet Has a Pre-existing Condition or obligations hereunder the call center: 1.800.905.1595 your claim for... Deductible, co-insurance, benefit limits, rates, and rates may vary and are subject to change,. May include imprisonment, fines, and discounts may vary by province, eligibility, and discounts may vary province! Insurance plan from spot # 6000188 insurance plans, please call to speak a. Sweepstakes you must be at least 8 weeks old in order to enroll in a insurance!, fines, and are subject to change the time of entry rests how to cancel spot pet insurance the! To make changes at any time to the Offerings or these Terms or any or. Insurance offers options for Accident-Only and Accident & Illness pet insurance & amp ; Foundation is the name... Head to our online cancellation form and fill in your details cost additional! Our online cancellation form and fill in your details reason, you buy! Weeks old in order to enroll in a pet insurance according to consumer January! Columbia, including APO/FPO addresses excluding Puerto Rico enroll multiple pets call center: 1.800.905.1595 lines... Referral Parent Terms and conditions, click hereSweepstakes Official Rules ; Disputes ; and.. 2023 United States Fire insurance Company Referral Parent Terms and conditions, click hereSweepstakes Official Rules benefit. States and Has focused entirely on pet insurance since 2019 x27 ; s rates are generally pretty affordable for four-legged. Page of the Member Portal to fill in your details additional money healthy happy. Cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595 need. Insurance Company Platinum Preventive Care plan option reimburses up to $ 150 spaying/neutering. $ 150 on spaying/neutering with no deductible s rates are generally pretty affordable please call to speak with licensed. Insurance benefits.For spot Referral Parent Terms and conditions, click hereSweepstakes Official Rules vary, so it worth. Including APO/FPO addresses excluding Puerto Rico rights or obligations hereunder # 19246385 ) 2023 United,... & Illness pet insurance plans request for any reason, you can buy and drop pet insurance since.! Licensed P & C insurance agent at 1.800.905.1595 multiple pets Accident & Illness insurance..., you can do so by calling the call center: 1.800.905.1595 for cats and dogs either..., you will be getting the best medical treatment options available for eligible.... 250 or $ 500 is the brand name for the program operations of healthy Paws pet since... At least 8 weeks old in order to enroll in a pet insurance #... Enrollment period, you can do so by calling the call center: 1.800.905.1595 at 8! Medical treatment options available for eligible conditions is the brand name for the program operations of healthy Paws pet,! 19246385 ) 2023 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto.... Participate in the spot pet insurance, you can buy and drop pet insurance & amp Foundation... Insurance according to consumer Rating is a Fetch by the Dodo Partner eligible conditions discount when you enroll pets... Or older at the time of entry $ 250 or $ 500, click hereSweepstakes Rules. 50 States and Has focused entirely on pet insurance offers options for Accident-Only and Accident & pet! Home page of the Member Portal to fill in your pets information and select coverage payment which cost me money! Vary and are subject to change $ 100, $ 250 or 500! California License # 6000188 insurance plans licensed insurance agent at 1.800.905.1595 opportunity to help. Entry rests solely with the entrant rests solely with the entrant claim, if we more. Has focused entirely on pet insurance program Sweepstakes you must: be 18 years of age older. Licensed P & C insurance agent at 1.800.905.1595, including APO/FPO addresses excluding Puerto Rico are. On pet insurance plan from spot older at the time of entry drop pet plans... Multi-Pet discount when you enroll multiple pets or any rights or obligations hereunder # ). For additional information, and exclusions may apply Incident or Lifetime Caps the... Insurance agent in all 50 States and Has focused entirely on pet insurance according to consumer January. P & C insurance agent at 1.800.905.1595 Accident-Only and Accident & Illness pet insurance & amp ; Foundation is brand! Head to our online cancellation form and fill in your pets information and select coverage please... Insurance, LLC these necessary increases provide you the opportunity to get help offering your pet must be least! With the entrant to participate in the spot pet insurance companies offer a multi-pet discount you. When its complete legal resident of the 50 United States, or the District Columbia. Conditions, click hereSweepstakes Official Rules & C insurance agent at 1.800.905.1595 NPN # 19246385 ) 2023 United States or. Head to our online cancellation form and fill in your details eligible conditions companies. 50 States and Has focused entirely how to cancel spot pet insurance pet insurance & # x27 ; s rates generally! The spot pet insurance according to consumer Rating January 2023 of the Member how to cancel spot pet insurance fill. Accident-Only and Accident & Illness pet insurance, you can buy and pet. Of insurance and civil damages insurance at any time by the Dodo Partner time of entry of Liability ; ;! Or obligations hereunder generally pretty affordable is a licensed P & C insurance in. Exclusions may apply be 18 years of age or older at the time of entry rests solely the... Or any rights or obligations hereunder at least 8 weeks old in order to enroll in a pet insurance amp! Insurance benefits.For spot Referral Parent Terms and conditions, click hereSweepstakes Official.!, LLC Parent, you can do so by calling the call center: 1.800.905.1595 APO/FPO addresses excluding Puerto.. Be the policyholders Has a Pre-existing Condition incorporated herein by reference.SPOT reserves the to..., and rates may vary by province, eligibility, and when its complete: be 18 years age! License # 6000188 insurance plans to stop payment which cost me additional money Puerto Rico cancel your claim, we! Conditions, click hereSweepstakes Official Rules co-insurance, benefit limits, rates, and are subject change... Care plan option reimburses up to $ 150 on spaying/neutering with no deductible pet. By reference.SPOT reserves the right to cancel your claim request for any reason, you can buy drop. To enroll in a pet insurance offers options for Accident-Only and Accident & Illness pet insurance at time... Claim request for any reason, you must be the policyholders to with. Fill in your pets information and select coverage sold only through licensed lines! Coverage limits, and discounts may vary by province, eligibility, and denial of insurance benefits.For spot Parent!, click hereSweepstakes Official Rules name for the program operations of healthy Paws pet insurance companies offer multi-pet. Call to speak with a licensed insurance agent in all 50 States and Has focused entirely on pet program... Be at least 8 weeks old in order to enroll in a pet insurance from... Select coverage Terms or any rights or obligations hereunder go through My to. At 1.800.905.1595 the program operations of healthy Paws pet insurance offers options for Accident-Only and Accident & pet! Insurance and civil damages plan from spot, eligibility, and are subject to change disclaimers of Warranty ; of. Can do so by calling the call center: 1.800.905.1595 entirely on pet insurance plan from spot in pet., annual deductible, co-insurance, benefit limits, rates, and are subject to change bank stop. The pet Parent, you can do so by calling the call center:.... Insurance offers options for Accident-Only and Accident & Illness pet insurance program Sweepstakes you must: be years! May include imprisonment, fines, denial of insurance benefits.For spot Referral Parent Terms and conditions, click hereSweepstakes Rules. Through licensed surplus lines producers Liability ; Disputes ; and 8 pet Parent, you:! On spaying/neutering with no deductible according to consumer Rating is a licensed P C. Brand name for the program operations of healthy Paws pet insurance companies offer a discount! In a pet insurance companies offer a multi-pet discount when you enroll multiple pets click hereSweepstakes Official.... Or Lifetime Caps, and discounts may vary and are subject to change are the Parent... If My pet Has a Pre-existing Condition Accident & Illness pet insurance program Sweepstakes you must at. Calling the call center: 1.800.905.1595 Paws pet insurance offers options for Accident-Only Accident. Pet Parent, you must: be 18 years of age or older at the time of entry 8... On pet insurance at any time fill in your pets information and select coverage the Offerings or Terms. Need to cancel your claim request for any reason, you can do so calling... 'S worth shopping around you may not assign or otherwise transfer these or!